With the recent rate reduction for Colorado, 36 month initial rate guarantees, and the One Decreasing Deductible option available beginning July 1st, 2008, HSA compatible plans from Assurant Health make more sense today than ever before. 

Now you can now lock in your initial premium for up to three years. Imagine not having to worry about those dreaded annual, or even semiannual increases in your health insurance premium. The 36 month rate guarantee adds a small amount to your premium and the 24 month guarantee is included at no additional charge. 

What could be better than locking in your rates for up to three years? How about being rewarded for staying healthy with decreasing deductibles? Here's how they work. Each January 1st and July 1st, you will be given a ten percent credit towards your deductible as long as haven't met your calendar year deductible. That's a twenty per cent per year credit.  So if you start with a $10,000 family deductible, in just  four  years time your deductible could be down to only  $3,000, but you would still be paying the lower rates associated with a $10,000 deductible plan. This program is exclusive to Assurant Health, and could easily save you thousands of dollars in health care expenses in just a few short years.

 What is an HSA?